Ripple on Thursday introduced native digital asset capabilities in the company’s treasury management system, letting corporate finance teams hold, view and manage XRP and RLUSD alongside traditional fiat balances for the first time within a single platform.
The two features, called Digital Asset Accounts and Unified Treasury, are built on GTreasury, which Ripple acquired in 2025. This system processed $13 trillion in payment volume last year for customers ranging from small businesses to Fortune 500 companies. The digital asset layer adds to the existing infrastructure rather than replacing it.
Digital Asset Accounts let treasury teams create a Ripple native digital asset account inside the platform. Balances in XRP, RLUSD and other supported tokens are displayed alongside cash positions with real-time fiat valuations using live exchange rates.
Transactions are automatically recorded with original nominal amounts, fiat equivalents and market price at the time of each event, creating an audit trail without manual entry. The system captures balances with a precision of 15 decimal places to match the accuracy of the chain and eliminate rounding deviations that cause reconciliation problems.
Unified Treasury connects digital asset holdings from multiple external custodian banks through the same API connectivity layer that Ripple Treasury already uses for bank integrations.
“Digital assets have arrived on the CFO’s desk and the question has shifted from whether to engage to how to do so without disrupting existing operations,” said Renaat Ver Eecke, SVP at Ripple Treasury.
The launch places Ripple Treasury ahead of competing TMS providers, none of which currently offer native digital asset management.
Ripple said the two features are the first in a broader framework for digital assets that will expand to cross-border settlement, intercompany payments and overnight returns on idle cash through repo markets, all powered by stablecoins.
