XRP exchange-traded funds (ETF) drummed up their biggest inflows since January amid a series of developments at related company Ripple and favorable price action for the world’s fourth-largest token by market capitalization.
The five US-listed spot XRP exchange-traded funds reported a combined $25.8 million in net inflows on Monday, the biggest single-day withdrawal since Jan. 5, when they pulled in $46 million in their first week of trading, according to SoSoValue data.
Franklin Templeton’s XRPZ led with $13.6 million, followed by Bitwise’s XRP at $7.6 million and Grayscale’s GXRP at $4.6 million. Canary’s XRPC and 21Shares’ TOXR reported no flows for the day.
Cumulative net inflows across all XRP spot ETFs now stand at $1.35 billion, with total net assets of $1.18 billion, representing about 1.3% of XRP’s market cap. Each XRP fund rose more than 4% on Monday, along with the underlying token, which rose 1.2% over 24 hours to $1.47.
The flows come as Ripple announced the successful closing of a $200 million debt facility from funds managed by Neuberger Specialty Finance, the dedicated asset-based investment team of Neuberger, a global investment management firm.
The facility will support the continued growth of Ripple’s multi-asset prime brokerage platform, Ripple Prime, amid increasing client demand for institutional-grade prime services and margin financing solutions.
Last week, Ripple said it conducted a pilot tokenized US Treasury settlement on the XRP Ledger with JPMorgan, Mastercard and Ondo Finance, processing the redemption in under five seconds, bridging public blockchain rails with traditional interbank settlement infrastructure.
Separately, Ripple unveiled a four-phase plan to make the XRP Ledger quantum-proof by 2028, positioning it for a potential “Q-day” when quantum computers can break current cryptography.
The roadmap included an emergency “Q-day readiness” phase that would force a migration to quantum-safe accounts and enable the recovery of funds using zero-knowledge proofs if quantum threats arrive sooner than expected.
Such institutional use cases could boost sentiment among ETF buyers because they give XRP a function beyond speculative trading.
Meanwhile, spot bitcoin ETFs are on track for their seventh consecutive week of net inflows, with over $3.4 billion absorbed during the streak. The pattern of bitcoin leading, altcoin ETFs catching the spillover, and ether lagging has persisted through most of the year.
XRP remains down 39% over the past six months despite ETF interest, with the token still far from its July 2025 all-time high near $3.65.
