The ultimate goals of tokenization include fully golden secondary trading markets for alternative private assets, integration and portability of the defi ecosystem and greater investment beneficiaries. While there are a number of platforms and service providers offering tokenization-as-a-service, there have typically been inherent limitations associated with bringing existing older assets to chain in a dynamic way.
Tokenization of a portfolio of loans from a direct lender in the middle market can create an opportunity to use portfolio security as non-crrypto security in defiplications such as Moonwell, Aave or Morpho, for example. The ideal assets in the real world loan taken from Blue Water’s Tokenization 2025 report are displayed below.
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It is important that the concept is likely to fail if the direct lender only marks its portfolio stock quarterly, semi -annually or annually, as this timeline drastically hangs the usual real -time execution expected in digital asset markets. To truly lock the trillions of dollars of current, perform alternative assets in the universe, there must be an operating system or systems that enable final target applications; These applications include decentralized exchanges, decentralized loan platforms and peer-to-peer security transfers from which you can constantly draw data on financial asset. However, doing this for defi applications is not possible by tens of tens of thousands or hundreds of Excel spreadsheets and muted files in an attempt to ingest data at the asset level.
Below are some additional factors for consideration in shifts to blockchain environments:
1. Transparency and proof of metric “metric”, which is all inclusive of reserves, holdings, state, permission, etc. — is the life nerve of crypto markets. Bringing older assets to the chain in a meaningful way requires above average levels of transparency, at least for direct investors and participants.
2. Any operational speedbumps that inhibit a 24/7 operating plan will reduce confidence and increase the risk of execution in the eye of crypto investors. This means that manual employee updates, edits and working hours will reduce the attractiveness of assets in the real world over the crypto markets.
3. As a combination of the first two points, spicy crypto participants will probably require a holistic solution that enables real-time monitoring of assets from off-chain that supports their tokens and near real-time execution speed, whether it is trade, subscriptions, redemptions or loan processing.
E.g. Make Interdiam’s blockchain-based operating system that appears here, private assets to bridge the gap for crypto-native ecosystems that they could not previously.
These points are not as threatening with newly issued digitally native assets as a traditional $ 1.7 billion dollars in loans or figures of $ 10+ billion in Heloc’s as the full life cycle and associated data on these products began and still exist on- Chain. For trillions of dollars worth of existing assets that many in the field are targeted, porter’s operating and life cycle data from a number of Excel sheets to an operating system that can ingest the data, credentials on a blockchain and ping this data in real time will put things on the target line.
Platforms such as the Inteniam operating system shown above and responsible, as well as blockchain layers such as chainlink and pyth, provide some low hanging fruit to asset managers and capital markets to get token-ready by onboard to blockchain rails.