International stablecoin payments among businesses will total $5 trillion by 2035, fintech analysts Juniper Research said in a new report.
That figure would be 373 times greater than the estimated total value of $13.4 this year.
“Stablecoins are increasingly embedded in cross-border business-to-business (B2B) transactions, treasury operations and supply chain settlements, where their programmability and 24/7 settlement offer advantages over correspondent banking rails,” the research firm said, adding that they “cause disruption to correspondent banking.”
Juniper said the growth is driven by stablecoins that increasingly address the current inefficiencies in cross-border payments that traditional finance handles.
The firm estimates that by 2035, 85% of total stablecoin transaction value will come from B2B, with the fiat-pegged cryptocurrencies shifting from a speculative asset to a foundational layer of institutional payment infrastructure.
Stablecoins are increasingly integrated into international payments among businesses, treasury operations and supply chain settlements because their fast 24/7 settlement offers advantages over correspondent bank rails, the firm said.
“Stablecoins do not replace payment infrastructure; they are adopted where the benefits are most pronounced,” said Juniper Research Analyst Jawad Jahan. “Cross-border B2B is where these benefits are greatest and where we expect the most sustained volume growth over the forecast period.”
He suggested that stablecoin issuers should focus on corporate integrations and treasury partnerships to capture the majority of this value.
Earlier this month, Chainalysis said stablecoins were on track to become a foundational layer of global finance, with adjusted transaction volumes expected to reach $719 trillion by 2035. The blockchain intelligence firm also said that as crypto becomes the next-generation standard, “the question is no longer whether stablecoins compete with traditional rails, but how quickly they replace them.”
